Now Available · Free for Australians

Finally know your
financial position.

MoneyGym gives you a clear, honest picture of your superannuation, insurance gaps, tax opportunities and retirement trajectory — in under 5 minutes. Free.

Get Your Position Score Free →See How It Works

Free account · No credit card · 5 minutes · Built for Australians

General information only — MoneyGym is a financial education tool, not a financial advice service. Always seek advice from a licensed financial adviser before making any financial decisions.
9:41•••
Financial Position Report
James Harrington · Score 74/100
Income Protection
High risk — unprotected
Gap
Superannuation
Underperforming by 5%
Review
Tax Strategy
~$18K saving available
Opportunity
Retirement
Moderate trajectory
Action
Estate Planning
No BDBN in place
Action
Home
Report
Learn
Me
9:41•••
Good morning,James 👋
J
Position Score
74
/100
⚠ Super
✕ Protection
✓ Debt
Income Protection Gap — highest risk. Tap to address.
Your Opportunities
Tax Strategy
~$18K
Annual saving
Super Boost
$62K
Contribution room
Protect Income
Urgent
Priority
Home
Report
Learn
Me
9:41•••
Ravi & Priya Patel
Age 51 · QLD · $2.1M super
78
$400K+
Income
$2.1M
Super
UniSuper
Fund
Key Gaps
No TPD Insurance
Disablement not covered
Retirement Risk
Shortfall at trajectory
View Strategy Paper →
Home
Clients
Strategy
Reports
5 min
To know your position
6
Financial areas assessed
32
Financial lessons
Free
Always free to start
What MoneyGym Does

Your complete financial picture.
Finally in one place.

Most Australians have no idea how their super is performing, where their insurance gaps are, or what tax they're leaving on the table. MoneyGym fixes that.

Financial Position Score
A real score out of 100 across 6 areas of your finances. Know exactly where you're strong and where the gaps are costing you.
Score out of 100
Superannuation Analysis
See how your super fund is performing versus what's available. Understand what an underperforming fund is costing you by retirement.
Real fund comparison
Insurance Gap Detection
Life, TPD, income protection and trauma. MoneyGym maps what you have, what you're missing, and the real risk to you and your family.
4 cover types assessed
Tax Strategy Opportunities
From salary sacrifice to concessional contributions — MoneyGym surfaces what tax strategies apply to your situation.
~$18K average identified
Retirement Projection
See your current retirement trajectory versus what it could look like with improvements. Built from your actual income and super balance.
Personalised modelling
Estate Planning Check
Is your Binding Death Benefit Nomination current? Do you have a will? MoneyGym flags the gaps most Australians don't know they have.
Often overlooked
Why MoneyGym Exists

Most Australians are flying blind with their money.

You know something isn't right
You're earning well but don't know if your super is working, whether you're paying too much tax, or if your family is actually protected.
Financial advice feels out of reach
Getting proper advice is expensive and feels like a big commitment. Most people put it off for years — costing them tens of thousands.
MoneyGym gives you clarity first
In 5 minutes you get a full picture of your financial position, free. Then when you're ready, connect with a licensed adviser who already knows your situation.
Start for Free →
Your Position
Report
Income Protection
High risk gap
Gap
Superannuation
Underperforming
Review
Tax Strategy
~$18K available
Win
Connect with a Licensed Adviser →
Free session · No obligation
How It Works

From zero to clarity
in 5 minutes.

1
Tell us about yourself
Enter your income, super fund, insurance and goals. No documents needed. Takes about 5 minutes.
2
Get your Position Score
MoneyGym analyses 6 areas and gives you a score out of 100. See exactly where you stand and where the gaps are.
3
See your opportunities
Your report shows tax savings, super improvements, insurance gaps and retirement projections — all specific to your data.
4
Connect with an adviser
When ready, connect with a licensed MoneyGym adviser. Your data is pre-shared. First session is free. No cold calls.
Get Personal Advice

Ready for a licensed adviser?
We'll connect you.

MoneyGym isn't just a scorecard. When you're ready to act, we connect you with a licensed financial adviser who already knows your position. No cold calls. No starting from scratch.

✓Your adviser sees your MoneyGym data before you even meet
✓First strategy session is completely free — no obligation
✓Personal advice delivered via a formal Statement of Advice
✓Licensed advisers operating under an AFSL — Australian Financial Services Licence
✓You are in control at every step
Get a Free Strategy Session →
✦ How the Connection Works

From MoneyGym to your adviser — seamlessly.

Your MoneyGym data does the heavy lifting. By the time you meet your adviser, they already know your position.

1
Complete your profile — income, super, insurance, goals. 5 minutes.
2
Request a session — your data is securely shared with a matched licensed adviser.
3
Meet your adviser — they've already reviewed your position. First session focuses on strategy, not data collection.
4
Receive your Statement of Advice — personal, licensed, fully tailored to your situation.
Your data is shared securely and only used to prepare your strategy. It is never sold to third parties.
Learn & Earn

Train your financial
knowledge. Earn badges.

32 lessons built for Australians. Superannuation, insurance, tax strategy, investing, retirement, debt, estate planning and property. Bite-sized. Practical. Rewarding.

32
Lessons
8
Categories
XP
Earned per lesson
Start Learning Free →
How Super Actually Works
Superannuation · 4 min · Beginner
+10 XP
Income Protection Explained
Insurance · 5 min · Intermediate
+15 XP
Salary Sacrifice & Super
Tax Strategy · 4 min · Beginner
+10 XP
Investment Options Inside Super
Investing · 6 min · Intermediate
+15 XP
Wills, BDBNs & Estate Planning
Estate Planning · 5 min · Beginner
+10 XP
+ 27 more lessons
All free · Start anytime
Free
What Australians Are Saying

Real people. Real clarity.

★★★★★
“I had no idea my super was underperforming by that much. MoneyGym showed me in minutes what my fund statements never made clear. That gap was costing me hundreds of thousands by retirement.”
S
Sarah M.
Teacher · NSW · Age 38
★★★★★
“I knew I should have income protection but kept putting it off. MoneyGym showed me the real risk, and within a week I was connected with an adviser who sorted it. First session was completely free.”
M
Michael R.
Electrician · QLD · Age 44
★★★★★
“Finally something that explains super and tax in plain English. The salary sacrifice strategy alone is going to save me $14K this year. I can't believe this is free.”
A
Amanda K.
Marketing Manager · VIC · Age 31
Start Today. It’s Free.

Know your position.
Train your wealth.

Stop guessing about your finances. Get your MoneyGym score in 5 minutes and see exactly what needs to change.

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Free forever · No credit card · Built for Australians

Important — Please Read Before Using MoneyGym

MoneyGym is a financial education and position-tracking tool only. It is not a financial advice service. All content, scores, reports, projections and analysis constitutes general financial information only — not personal financial advice. It has not been prepared taking into account your personal objectives, financial situation, needs or circumstances. Always seek advice from a licensed financial adviser before making any financial decisions.

General Information Only
The information, scores, analysis, reports and projections provided by MoneyGym are general in nature and have not been prepared taking into account your personal objectives, financial situation, needs or circumstances.

Before acting on any information provided by MoneyGym, you should consider whether it is appropriate for your circumstances and seek advice from a qualified, licensed financial adviser.
Not a Financial Advice Service
MoneyGym is not a financial adviser and does not hold an Australian Financial Services Licence (AFSL). MoneyGym does not provide personal financial advice as defined under the Corporations Act 2001 (Cth).

Where MoneyGym connects you with a licensed adviser, personal advice is provided by that adviser under their own AFSL via a formal Statement of Advice (SOA). MoneyGym facilitates that connection only.
Indicative Projections Only
All retirement projections, modelling, calculations, tax estimates and figures shown in MoneyGym are indicative and illustrative only. They are based on information you provide and general assumptions.

Past performance is not a reliable indicator of future performance. Superannuation, insurance, tax, investment and estate planning decisions can have significant long-term consequences. Always seek personalised licensed advice before making any changes to your financial arrangements.
MoneyGym · moneygym.com.au · General financial information only · Not personal financial advice · MoneyGym does not hold an AFSL · Not a substitute for professional financial advice · Always seek advice from a licensed financial adviser before making financial decisions · © 2026 MoneyGym · All rights reserved